After an accident in New York, beyond the injuries, repairs, and insurance claims, drivers are also concerned about how accidents can affect their driving record. One of the most common questions that drivers ask is, “How long will an accident stay in my driving record?” The answer to that question can depend on a number of factors. The impact of the accident being in your record can also vary. In this post, the team at Alex Yadgarov & Associates will be your accident lawyer in New York and explain how an accident stays in your record and what that means for your future.
What is a driving record in New York?
A driving record, also known as a driving abstract, is an official and comprehensive summary of your driving history maintained by the New York State Department of Motor Vehicles (NY DMV). Some of the key details included in the driving record include license status, traffic violations, points, and involvements in accidents.
How Long Does a Car Accident Stay on Your Driving Record in New York?
In New York, the duration the accident stays in your record depends on the nature of an accident. Generally, a minor accident stays in your driving record for up to three years from the date of the incident. On the other hand, more severe accidents, such as driving under the influence, can stay in your driving record a lot longer.
What Happens if Traffic Violations Were Involved in the Accident?
If a driver is convicted of a traffic violation in connection with the accident, each violation can lead to points on their driver’s license. These points will also remain on your record for roughly three years.
On the other hand, if the accident involves extreme offenses such as reckless driving, driving while intoxicated, and driving under the influence, the violation can remain in your record for as much as 5-10 years. Sometimes, the violation can be a permanent part of your record. Violations can also result in criminal charges, as well as the suspension of the driver’s license and registration.
How Can a Car Accident Affect Your Insurance Rates?
When a car accident is noted in your driving record, it has a direct impact on your insurance premiums. Generally, minor fender benders will only result in small hikes in premiums. On the other hand, major accidents can cause an exponential hike in insurance premiums, especially when you share some of the fault for the accident.
The frequency of accidents can also influence insurance premiums. If the driver record shows a long history of accidents, then the premiums will see a significant spike. If there is a long history of safe driving, the rate spike will not be significant.
What Can You Do to Minimize the Impact of a Car Accident?
Here are some steps you need to take following an accident to minimize its impact on your driving record and insurance premiums.
- Call 911 and report the accident to the authorities.
- Move to a safe location, but do not leave the scene of the accident.
- Seek immediate medical attention, even if the injuries appear minor.
- Seek immediate medical attention, even if the injury appears minor.
- Gather evidence at the scene (photographs and videos), and exchange contact and insurance information with the other driver.
- Contact your car accident lawyer in NY to understand your rights and liabilities.
- Contact your insurance company and inform them about the accident.
Here are the things you should not do after an accident:
- Do not leave the scene of the accident until the authorities arrive. (Remain only if you are not injured.)
- Do not refuse or delay medical treatment.
- Do not become confrontational with the other driver.
- Do not admit fault or apologize for the accident.
- Do not make any recorded statements to insurance adjusters.
- Do not post about the accident on social media.
When Should You Contact an Accident Lawyer in New York?
When dealing with car accidents, you should get an accident lawyer in New York when:
- You have suffered serious injuries in the accident.
- When the liability in the accident is disputed
- When there are problems with the insurance claim
- When significant financial losses are involved
The bottom line: if you want to make sure your rights are protected and that you receive full and fair compensation, working with an attorney is the best way to move forward.
Conclusion
Understanding how an accident can impact your driving record is crucial to better prepare for the potential consequences. The impact of an accident can vary based on the circumstances of the crash, fault determination, and driver history.
If you’re looking to deal with the fallout of an accident, Alex Yadgarov & Associates has got you covered. Our experienced team of attorneys is ready to help you understand your case, protect your rights, and help you get the compensation you deserve. Contact us today and schedule your free consultation.
READ ALSO: Trusted Divorce Lawyers Providing Professional Guidance and Advice Now
