If you’re looking to convert gift cards into cash, knowing which ones give the best resale value is crucial. In Nigeria, demand, liquidity, and platform rates vary with types of gift card — gaming cards, retail vouchers, etc. — and sellers usually track rates on platforms like giftcardstonaira. Based on recent data, here are the top 10 gift cards that give the highest returns when you go from gift card to naira.
| Rank | Gift Card | Approximate Rate / What You Get (in Naira)* |
| 1 | Razer Gold Gift Card | About ₦1,241 per USD — a $100 card can fetch ≈ ₦124,123. |
| 2 | Macy’s Gift Card | Around ₦1,216 per USD, e.g. $100 ≈ ₦121,608. |
| 3 | Sephora Gift Card | Roughly ₦1,173 per USD — high demand in the beauty /cosmetics niche. |
| 4 | Footlocker Gift Card | About ₦1,141 per USD for certain denominations. |
| 5 | Nike Gift Card | Approximately ₦1,110 per USD. |
| 6 | Steam Gift Card | Around ₦1,109 per USD (for certain currencies/denominations) when buying and selling via platforms. |
| 7 | Xbox Gift Card | Roughly ₦1,100 per USD for some categories. |
| 8 | Nordstrom Gift Card | About ₦1,068 per USD in recent valuations. |
| 9 | Apple / iTunes Gift Card | Around ₦1,065 per USD for some valuations. |
| 10 | (Other popular retail / voucher cards — e.g. some gift-cards with good demand) | There are other gift card types which may offer decent, though slightly lower, returns — but these top 10 tend to dominate. |
*Rates vary with demand, platform, currency, and time. Always check live rates before buying and selling..
Why These Gift Cards Pay More — Understanding “types of gift card.”
Not all gift cards are created equal. The “types of gift card” — gaming credits, retail store vouchers, digital-service cards — influence how much you get when converting to Naira. Here’s why the ones above do so well:
- Gaming & digital-service cards (like Razer Gold, Steam, Xbox): High demand among gamers makes resale rates high. Many Nigerian gamers prefer buying and selling for Naira when they don’t need the credit.
- Retail vouchers for popular global brands (Macy’s, Nordstrom, Nike, Sephora, Footlocker, Apple): Global recognition means people trust their value — therefore demand is steady, pushing up resale value.
- Versatility & liquidity: Cards redeemable across many products/services tend to fetch better rates because buyers feel they are getting “real value.”
- Marketplace norms: Platforms like giftcardstonaira often set rates depending on overall demand and supply — popular cards remain at the top.
How to Use the “gift card to naira” Process Wisely (tips & best practices)
- Always check live rates: The values above come from recent surveys, but rates fluctuate. Before selling, check the current rate on the platform (for instance, on giftcardstonaira).
- Note the card type and origin: E.g. Some cards are “physical,” some are “digital/e-code,” and some are region-specific (US, UK, etc.). Origin matters.
- Pick high-demand cards: If your gift card is one of the top 3–5 in demand (like Razer, Steam, Sephora, Nike), you’re likely to get a better Naira payout.
- Be cautious about fees & delays: Some platforms may charge fees or delay payout — always choose trusted exchange services.
- Use small–to–medium denominations: Many platforms offer better percentage rates on mid-sized gift cards (e.g. $50–$100) rather than very large or very small cards.
Observations & Sector Trends (2025)
- The gaming community continues to drive high demand for cards like Steam, Razer Gold, and Xbox — making them among the highest paying in Nigeria.
- Retail-brand gift cards remain relevant because they offer global buying power — even for those outside the US or Europe.
- Platforms such as gift cards to naira are now standard references — people tracking gift card resale value often rely on their daily or weekly “rate calculators” to estimate what they’ll get in Naira.
- Because of fluctuating forex rates and changing demand, these “top 10 lists” are dynamic: some gift cards move up or down in ranking over time.
Bottom Line
If you’re selling a gift card and want to get maximum Naira value, focus on the strongest performers in the “top 10 highest-paying gift cards in Nigeria.” Cards like Razer Gold, Macy’s, Sephora, Steam, Nike, and Xbox consistently lead because of high demand, strong liquidity, and global reputation. Converting a gift card to Naira — whether you got it as a present or through online deals — can produce a decent payday, especially if you use a trusted platform like giftcardstonaira to get real-time rates.
Declaimer: Gift card trading is permissible only when used for halal (permissible) products and services. Using gift cards for haram content or prohibited activities is not allowed in Islam. Readers should ensure honesty, transparency, and full compliance with Islamic ethics in all financial dealings.—If you want, I can shorten it even further.
